BANKING & FINANCE
ENHANCEMENT PLANS
Money that works for you and your business…
…takes the pressure off

Running a business can be difficult at the best of times. But when you add cash flow issues to the mix, the job of a business owner becomes a lot harder.
Do any of these financial management issues affect you?

- Lack of operational funds for growth.
- Always juggling cashflow.
- Personal assets exposed due to business debt.
- No one at the bank you can talk to.
- No time to sort it out yourself.
Not having enough money in your business can cause real frustration. There’s no ability to expand or grow, no way to buy new equipment. Cashflow problems leave you stressing about where the money’s coming from to pay the next bill.
Added to this, you might have borrowed money in the past. The bank may have taken security over your home, boat etc. So, now it’s not only your business at risk, it’s the assets that belong to your family. This puts huge pressure on business owners.
Business and financial management advice

The stress of inadequate financial arrangements can leave you feeling powerless. Not only do you not have enough time to sort it out, you’re not sure where to start or who to talk to. It’s easy to feel you’ve got no control over the situation. Our business and financial management advice will get you back on track.
A banking and finance enhancement plan will get you back in control of your money.
- You’ll find out what your ideal financial set up is.
- You’ll know where your current financial plan is falling short.
- You’ll be able to choose a financial option that fits you best.
- You’ll have someone alongside to guide you and get everything sorted.
Our point of difference … we are not brokers. We have no loyalty arrangements with any banks. You can be sure our recommendations are in your best interests alone.
And a bonus –

- You won’t have to do any of the legwork. That’s our job.
Good financial management is critical for any business owner. It can either make or break your business. A Banking and Finance Enhancement Plan will take the pressure off you having to deal with the banks. You may think there’s no hope for a better solution. But we can usually find a banking setup that’s better than you could have imagined.
- You’ll be able to concentrate on your business while someone else does the hard work.
- You’ll have the financial setup that best fits you and your business.
- We’ll liaise with your solicitor or accountant to get your finances sorted.
- Your assets will be protected as much as possible.
- We’ll make it easy to understand.
Isn’t it time your money started working for you and your business?

How To Get Your Business & Personal Affairs Sorted
Do you ever wonder if you've got the right things in place to safeguard your family and your business? Or whether what you’ve already got in place will actually do the job you want? It can be easy to put this in the 'too hard' basket ... you might not know what to do,...
read moreRenegotiating With Your Bank Can Lead To Huge Benefits: Here’s How
When you put new finance in place, it's usually a big relief. But often these financial arrangements are never revisited. You keep making the repayments and think no more of it. Yet it's important to check that these arrangements match what's...
read more5 Principles of Personal Discipline
Warren Rustand is a man who has spent a lifetime learning and engaging with exceptional people. This article in NZ Business magazine's November issue talks about his view on the 5 principles of greatness and leadership. It's a short insightful article that could...
read moreWhy EX Should Be At The Heart Of Business Strategy
Recent research has found New Zealander's rank work-life balance at number two in what they want from an employer. Yet the perception is work-life balance is not a high priority for many New Zealand businesses. Here's a short article from a recent NZBusiness magazine...
read moreWill Your Business Survive To The Next Generation?
Over the many years we've been working alongside family businesses one thing has become clear: Only 1/3 of them will survive the transition to the second generation. And of that 1/3, only 1/3 of those will survive to the third generation. That’s not very good odds....
read moreHow To Get The Most For Your Business When It’s Time To Leave
If you want to get the most for your business when it's time to go, you'll need a plan. Yet many business owners have no plan or strategy about their business exit. They think the "man with the golden cheque" will appear when the time comes. They think...
read more