Moneesh Mittal

“After building a string of liquor outlets across Auckland and the Bay of Plenty, I was looking to refinance my borrowings from the bank.   My experience in the past had been frustrating as the banks wouldn’t look at goodwill as part of the value of my...

Logan Andresen

“As a student and contractor/casual employee I had many different incomes and outgoings that were changing on a weekly basis.  I also had overseas regattas every couple of months.  The nature of the work meant I could go for a couple of months without pay.  I...

Air Sea Global Limited

“I had been running a successful private company for some 10-12 years, but I was dissatisfied with the results of people with whom I was involved.  I’d been wondering about how well I thought things were going in my life.   I was indifferent – cruising through life,...